The following terms and conditions govern the use of this website and are set out below. Please read them carefully. By using the site you accept these terms and conditions.
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Advice
Nothing in this site shall be deemed to constitute financial or other professional advice in any way.  You should carefully read the policy documentation and/or terms and conditions relating to any investment product before investing in it.
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Variation of content
We reserve the right at our absolute discretion at any time and without notice to remove, amend or vary any of the content which appears on any page of this site, including any terms and conditions. Any changes to these terms and conditions will be posted on this site and by continuing to use this site following any such change you will agree to be bound by the revised conditions.

Disclaimer
Whilst we have taken all reasonable steps to ensure that the information contained within the pages of this site is accurate, current and complies with the relevant legislation and regulations, no warranty is given and no representation is made regarding the accuracy of or completeness of this site.Consequently, no liability can be accepted for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this website. Further, no warranty is given that this site shall be available on an uninterrupted basis and no liability can be accepted in respect of losses or damages arising out of such unavailability. In addition, no liability can be accepted in respect of losses or damages arising out of changes made to the content of this site by unauthorised third parties.You acknowledge that you are solely responsible for the use to which you put this site and all the results and information you obtain from it and that all liability is hereby excluded to the fullest extent permitted by law.
Nothing in these terms and conditions shall exclude, limit or restrict any liabilities to you under any legislation that regulates the carrying out of investment or financial business, or any conduct of business rules which we are bound to comply with. Further, nothing in these terms and conditions shall attempt to exclude liability for death or personal injury or for fraudulent misrepresentation.
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Copyright and trademarks
Copyright in the pages of this site, in the screen displaying the pages and in the information, texts, graphics and material contained therein and their arrangement is owned by the Darwin Bereavement Services Fund, unless otherwise stated.All trade marks, service marks, company names or logos are the property of their respective holders and you are not permitted to use of any such trade marks, service marks, company names or logos and any such use may constitute an infringement of the holders’ rights.Reproduction of the pages of this site in whole or in part, without the prior written consent of the Darwin Bereavement Services Fund, is strictly prohibited unless for private, non-commercial viewing purposes.